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BusinessSmart Account

The BusinessSmart Account is specially designed for your business providing instant and total control of your banking needs including ‘round-the-clock’ access and convenience economically. Through the Business Smart account, you can look forward to an unmatched range and quality of banking services that you are unlikely to find with any other bank. Here’s how you and your business can benefit when you sign-up for Business Smart. The key benefits are,


Relationship Banking

A dedicated Customer Service representative to co-ordinate your day to day banking requirements.


Free Internet Banking for Business

This service provides you with a simple and secure way to manage finances of your business - anywhere and any time. No need to stand in line. Take control of your banking needs by simply going online and entering into our secure portal.


Free Access to Telephone Banking Access

Your BusinessSmart account 24 hours a day, 7 days a week and 365 days of the year through our Automated Telephone Banking Service without actually stepping into the Bank. All you need is a phone.


Free Business ATM Cards

Free ATM cards! Easy access to your business account from over 500 ATMs in Sri Lanka.


Free Access to EasyPay Machines

Deposit cash and cheques into your BusinessSmart account 24 hours a day, 7 days a week and 365 days of the year. In short, any time!


Smart Credit

Credit to help you fast track your business. Approval within 3 working days.

No bounce cheque protection to give you peace of mind.


Express Credit

An instant solution specially designed to give

‘Your business maximum flexibility and easy access to a wide range of credit facilities.

You only need to complete a simple application to access a range of credit facilities.


Business Credit Cards

HSBC Business Credit Cards make it easier for your staff to do business in Sri Lanka or overseas. They can take care of expenses while working without spending their own cash or credit/charge cards.


Banking Express Service

A dedicated cash and courier service will come to your business premises to collect all cash and documents that you need to send to the Bank. Returned documents and cash will be delivered back in the same manner.


Preferential Tariffs

Preferential Tariffs and exchange rates for high value, volume businesses.