
Tailored solutions for your financial ambitions
Perhaps you want to accumulate secure funds for a comfortable retirement or your children's education. Alternatively you may relish the high growth potential of less predictable investments. HSBC Premier has contacts with the best brains in international investment, so whatever your plans, we can find the right people to help you.
HSBC Premier can assist you with your financial management by providing you with:
Investment Services
The HSBC Special Foreign Investment Deposit Account option offers you the potential to earn significantly higher returns on your savings and deposits using a wide array of currencies.
We help partner over 50 million people worldwide in managing all their needs related to their investment portfolios. When it comes to making the right choice for your investment, our global strength and stability, together with better returns is hard to match.
Period |
LKR |
USD |
GBP |
EUR |
AUD |
1 Month |
6.50% |
0.15% |
0.50% |
0.60% |
3.00% |
3 Months |
6.75% |
0.45% |
1.00% |
1.00% |
3.00% |
6 Months |
7.25% |
0.95% |
1.25% |
1.20% |
3.00% |
12 Months (at maturity) |
8.00% |
1.45% |
1.50% |
1.40% |
3.00% |
12 Months (interest monthly) |
7.50% |
0.50% |
N/A |
N/A |
N/A |
Treasury Bonds / Bills offer you potentially higher returns with stable income.
Treasury bonds are long-term negotiable instruments issued by the Central Bank of Sri Lanka (CBSL) on behalf of the government ranging from 2 to 20 years. A Treasury bond's features are different to that of a Treasury bill. Treasury bonds carry a coupon (expressed as a percentage of the face value at the time of issuing), which is paid semi-annually. The interest rate the investor would receive depends on the current market rates. The market rate might be higher or lower in comparison to the coupon rate. If the market rate is higher than the coupon interest rate, the price (investment value) the investor will be paying will be lower than the face value.
Treasury bills are short-term negotiable instruments issued by the Central Bank of Sri Lanka (CBSL) on behalf of the government with a term of one year or less. Treasury bills are sold at a discount from face value and don't pay interest before/at maturity. The interest is the difference between the purchase price of the bill and the amount that is paid to you at maturity (this amount is the face value). At present CBSL issues 3, 6, and 12 month tenors at the auction.
The mandatory requirements to invest in Treasury Bills / Bonds through HSBC are;
- Opening an account with the Central Depository System (CDS)
- Provide standard settlement instruction form
- Master repurchase agreement (for renewals in repos) through us
Note: The price of bonds can and does fluctuate, and any individual bond may experience upward or downward movements. There is an inherent risk that losses may be incurred rather than profits made as a result of buying and selling bonds.
The holder of bonds bears the credit risk of the issuer and has no resource to HSBC unless the latter itself is the issuer.
A Repo has a dual security feature, where the investor assumes the credit risk of HSBC and the underlying security. The duration between 1 day to the maturity of the Treasury bill/bond. For the investor it offers flexibility, particularly if the investment period is very short-term.
You can invest up to a maximum duration of 12 months with HSBC in Repurchase Agreements.
*Subject to availability
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The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions. Please refer to the Premier Service guide.
For further information, please talk to your Relationship Manager, call our Customer Service Centre on 4 4722 72 or stop by at your nearest Branch. You could also contact us via e-mail wealthmanagementdeskcbh@hsbc.com.lk
Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.
This website doesn't take into account what you currently have, want or need for your financial future. You should consider these matters and read the Product Disclosure Statement (PDS) before making an investment decision by calling 4 4722 72 (or + 94 11 4 4722 72 from overseas).
The information provided on this website is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions. For detailed information please refer to the Premier Service Guide available at any HSBC branch or by calling 4 4722 72 (or + 94 11 4 4722 72 from overseas).
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