Borrowing money

Lifestyle Loans

Find a personal loan tailor-made to your needs with Lifestyle Loans from HSBC.

Credit Cards

Personal Exclusive Revolving Credit (PERC)

Our Personal Exclusive Revolving Credit (PERC) provides you with a convenient means of having access to that extra cash. You have peace of mind knowing you have cash in hand of up to twice your monthly net salary as a revolving overdraft facility, so you are in control to cash in on those timely bargains, or settle an unexpected expense.

Smart Money

With a Smart Money account not even a fixed deposit has to be fixed. If you have all your savings tied up in rupee or foreign currency time deposit (fixed deposit) and you need cash in hand fast at any time without withdrawing your time deposits, open a Smart Money account.