Credit Card Balance Transfer

How much can I transfer?

You could transfer upto 60% of the credit limit subject to available limit on the card. You can transfer upto a minimum of LKR25, 000/- to qualify, there is no minimum period the card should be in force to qualify for this offer!

What are the options I have to choose from?

Option 1 : 0% for 3 months and 1% interest per month for 6 months with no handling fee

Option 2 : 0% for 3 and 6 months with 3.5% and 5.75% one off handling fees respectively and pay in installments

How does settlement happen and in which order, specially when I make purchases?

Option 1
a. Interest fees and chargers
b. Balance Transfer amount
c. Cash advances
d. Purchases/Outstanding balance
e. HSBC's instalment plan programs

Option 2
a. Interest fees and chargers
b. Cash advances
c. Purchases/Outstanding balance
d. Balance Transfer amount (HSBC's instalment plan program)

What do I need to do?

Please fill in attached application and forward it to us along with the credit card statement of your other credit card.

How long will it take to credit my other credit card?

If all documentation is in order we would send the payment to your bank by the 5th day on handing the application.

For further information, please call our Customer Service Centre on + 94 11 4 4722 00 or stop by at your nearest HSBC branch.You could also contact us via e-mail.