With HSBC credit cards you get to enjoy the flexibility, convenience and rewards. HSBC Credit Cards are the preferred cards for those who want the freedom to shop around the world. With an HSBC Credit Card there's no need to carry large sums of cash and transactions are interest-free if settled within 51 days. Your credit card is also an ATM card, and even an insurance card. In fact, it's everything you want it to be! Security is yours 24 hours a day, throughout the year, with your HSBC Credit Card.