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Convenient Car Loans

Car Loan

Drive away in your dream car

Everybody's dream is to own their dream car one day. Realising that lifelong dream has never been this easy! We now give you one of the fastest, most convenient and hassle-free solutions in the market to make your dream come true.

What are the features and benefits?

  • No personal guarantors or down payments
  • Car loan maximum to be LKR7,000,000
  • For registered or unregistered vehicles
  • Up to 100% of the value of the vehicle
  • Option of repaying the loan based on a reducing balance or an equal instalment scheme
  • Flexibility to choose up to 7 years* payment plans
  • Special rates on insurance packages
  • The option of including the first year's insurance premium to the loan (up to a maximum of 2.5% of the vehicle value)
  • Processing fee of LKR4,000 for car loans less than LKR1,000,000 and LKR7,000 for car loans over LKR1,000,000
  • Joint applications can be made with your spouse

How do I apply?

By submitting the following

  • A duly completed Lifestyle Loan application & promissory note
    Lifestyle Loan application (Download Now)
  • A copy of your NIC
  • A letter from employer confirming employee details (as per the application specimen)
  • A set of Bank statements and pay slips for the last three months
  • A copy of a recent utility bill (only for non existing HSBC customers)

 

If you meet the eligibility criteria and the documents you provide us are complete, the loan will be approved in principle on the next working day.



APPLY NOW!

Need more information?

For more details about our Lifestyle Loans, please call our Phonebanking hotline on 4 4722 77. You can also visit any of our branches.