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Car Loan

Car Loan

Drive away in your dream car

Everybody's dream is to own their dream car one day. Realising that lifelong dream has never been this easy! We now give you one of the fastest, most convenient and hassle-free solutions in the market to make your dream come true.

Am I eligible?

If you are

 

  • between 21 and 55 years of age
  • employed in an established company
  • Currently employed in a confirmed post
  • Earning a net remuneration of Rs. 30,000/- (with a minimum basic salary of Rs. 15,000/-) including vehicle allowances

 

then yes, you are eligible

What are the features and benefits?

  • No personal guarantors or down payments
  • Loans ranging from LKR500,000 to LKR6,000,000
  • For registered or unregistered vehicles
  • Up to 100% of the value of the vehicle
  • Option of repaying the loan based on a reducing balance or an equal instalment scheme
  • Flexibility to choose the repayment period up to 5 years*
  • Special rates on insurance packages
  • The option of including the first year's insurance premium to the loan (up to a maximum of 2.5% of the vehicle value)
  • Low processing fee of LKR3,000
  • Joint applications can be made with your spouse

How do I apply?

By submitting the following

  • A duly completed Lifestyle Loan application & promissory note

    Lifestyle Loan application (Download Now)
  • A copy of your NIC
  • A letter from employer confirming employee details (as per the application specimen)
  • A set of Bank statements and pay slips for the last three months
  • A copy of a recent utility bill (only for non existing HSBC customers)

 

If you meet the eligibility criteria and the documents you provide us are complete, the loan will be made available to you within 48 hours.

 

So, act now! Make HSBC an important part of your future.

APPLY NOW!

Need more information?

For more details about our Lifestyle Loans, please contact us via e-mail.

Apply for a Lifestyle Loan

Apply Now

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