Home Improvement Loans

Our Lifestyle Home Improvement Loan will help you transform your dream home into a reality. Obtain a Lifestyle Home Improvement Loan from HSBC and complete your home the way you've always wanted to!

• Call 2 511 533
• Visit your nearest HSBC branch
• Apply online Now!

• No personal guarantors or down payments
• Home Improvement loan amount maximum to be LKR3,500,000
• Freedom of making a joint application (spouse only) provided at least one applicant earns a remuneration of LKR20,000 or more
• Option of repaying the loan based on a reducing balance or an equal installment scheme
• Flexibility to choose the repayment period of up to 5 years (60 installments)
• Processing fee of LKR2,000
• Choice of both fixed and floating rate interest rate options

If you are

• between 21 and 55 years of age
• employed in an established company
• Currently employed in a confirmed post
• Earning a net remuneration of LKR20,000 (with a minimum basic salary of LKR15,000) excluding vehicle allowance

then yes, you are eligible

By submitting the following

• A duly completed Lifestyle Loan application & promissory note
  Lifestyle Loan application (Download Now)
• A Copy of NIC
• A letter from employer confirming employee details (as per the application specimen)
• A set of Bank statements and pay slips for the last three months
• A copy of a recent utility bill (only for non existing HSBC customers)

If you meet the eligibility criteria and the documents you provide us are complete, the loan will be made available to you within 48 hours.

General Lifestyle Loans Terms and Conditions apply.