With Smart Money not even a fixed deposit has to be fixed. If you have all your savings tied up in rupee or foreign currency time deposit (fixed deposit) and you need cash in hand fast at any time without withdrawing your time deposits, Smart Money is the solution for you.
Smart Money lets you enjoy the benefits of your time deposits, while giving you access to cash anytime you need it. One hundred percent of your time deposit keeps on earning interest while up to ninety percent of the time deposit value can be in your pocket through an overdraft.
By placing new time deposits, you can increase the overdraft limit on Smart Money at any time.
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