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Smart Money

Smart Money

Smart Money

With Smart Money not even a fixed deposit has to be fixed. If you have all your savings tied up in rupee or foreign currency time deposit (fixed deposit) and you need cash in hand fast at any time without withdrawing your time deposits, Smart Money is the solution for you.

Smart Money lets you enjoy the benefits of your time deposits, while giving you access to cash anytime you need it. One hundred percent of your time deposit keeps on earning interest while up to ninety percent of the time deposit value can be in your pocket through an overdraft.

By placing new time deposits, you can increase the overdraft limit on Smart Money at any time.

How to obtain a Smart Money Facility

  • Open a Rupee Time or Foreign Currency Time Deposit with a minimum of Rs.100,000/- or US$1,000 or the equivalent at any HSBC branch
  • Apply for Smart Money and withdraw up to 90% of the Time Deposit value.

Download Application in English
Download Application in Sinhala - (*Please note : Strictly for reference purposes only)
Download Application in Tamil - (*Please note : Strictly for reference purposes only)

Need more information?

For further information, please call our Customer Service Centre on + 94 11 4 4722 00 or stop by at your nearest HSBC branch. You could also contact us via e-mail.