Product image of HSBC rewards card

Rewards Credit Card

Look beyond today with a card that rewards your tomorrow by making the most of each swipe

Earn upto 5X rewards with your Rewards Credit Card and start turning the ordinary into the extraordinary. Apply today and get a free holiday, shopping or dining experience.


  • Rewards Multipliers that reward your lifestyle
    Earn 5x Rewards each time you use your Rewards Credit Card on any Clothing, Dining, E-Commerce and Transport expenses. Also earn 2x Rewards on your Insurance, Medical and Education expenses. All other spend will earn you 1 reward point per each RS.100 spent. Click here for Terms and Conditions (PDF, 513KB).
  • Get more at HSBC Rewards HotSpots
    Enjoy the convenience of using your Rewards points as currency at over 40 redemption partners located island wide.
  • A Warm Welcome

    Spend a minimum of Rs. 60,000 within the first two months from the Card approved date and get 60,000 Rewards Points. Use your Rewards to;

    1. Enjoy a free 1 night Hotel stay (Full Board) at a Cinnamon hotel (from 1 January 2020 to 31 March 2020)
    2. Instant PoS redemption at over 40 merchant partners island wide


    Terms and Conditions of Cinnamon Hotels & Resorts Welcome Offer (PDF, 207KB)

  • More freedom to Redeem Rewards
    Convert your Reward Points to Air Miles with partner airlines  or convert your Reward Points to Star Points and redeem at over 1000 Star Points partner outlets island wide.
  • Instalment Plans
    Enjoy the convenience of settling transactions over a period of time with our tailor made instalment plans.
  • Free Travel insurance cover
    Sometimes, travelling could be risky, that is why we offer you a free travel insurance cover for US$ 500,000 along with a free safe card insurance cover.
  • Online banking
    Our online payment facility is convenient and highly secured – guaranteeing safe transactions.
  • Free SMS alerts
    Receive free instant alerts when you use your card.
  • Supplementary credit card for your loved ones
    Through our supplementary card, we strive to uphold the unity of families by offering you a wide range of benefits and offers for you, and your family.

Eligibility for Rewards Credit Card

To apply for Rewards Credit Card, you must:

  • Minimum Income Requirement RS.100,000 (net)
  • Minimum Age Requirement 18 Years

Card Information

Credit Card Tariff
Item Charge
Joining Fee
Annual Fee Rs.5,500/-
Interest Rates 2.33% per month
APR Percentages 28%
Local Transaction Fee No fees
Foreign Transaction Fee Stamp duty of 2.5%
Credit Card Tariff
Item Joining Fee
Charge Rs.2,500/-
Item Annual Fee
Charge Rs.5,500/-
Item Interest Rates
Charge 2.33% per month
Item APR Percentages
Charge 28%
Item Local Transaction Fee
Charge No fees
Item Foreign Transaction Fee
Charge Stamp duty of 2.5%

Physical Address: No 1, 24 Sir Baron Jayatilaka Mawatha, Colombo 1

How to Apply

Apply by phone

Call us on our 24-hour hotline +94 11 4 4722 43.

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