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HSBC Credit Card Rewards

A world of rewards

a woman holding shopping bags walks happily together with her husband, who's holding a baby;image used for HSBC Credit Card Rewards page

Tailored to enhance your lifestyle, rewards brings with it a world of privileges that let you indulge in the life you so richly deserve. With Rewards points, you get to indulge in a host of offers. So whether you're travelling the world, dining on exotic cuisine, shopping to your heart's content or relaxing in style, our largest redemption network lets you enjoy it all, absolutely free!

Ways to earn rewards

How to redeem rewards points

Rewards validity

FAQs for Credit Card Rewards

How to earn rewards

To automatically earn rewards all you have to do is swipe your HSBC credit card for all your transactions. For every purchase starting from Rs.100/- you will be earning unlimited Rewards points.
Product  Earning Ratio
Premier  1 Reward Point for every Rs.100
Rewards  1 Rewards Point for every Rs.200 
To automatically earn rewards all you have to do is swipe your HSBC credit card for all your transactions. For every purchase starting from Rs.100/- you will be earning unlimited Rewards points.
Product  Premier 
Earning Ratio 1 Reward Point for every Rs.100
Product  Rewards 
Earning Ratio 1 Rewards Point for every Rs.200 

Rewards Multipliers

Rewards Credit Card;image used for HSBC Credit Card Rewards page

HSBC VISA Signature Credit Cards will earn five times (5X) rewards multipliers on the below specified categories.

The list of rewards on different categories:
Spend Category Multiplier
Clothing 5X
Dining 5X
E-Commerce 5X
Transport
5X
Insurance 2X
Medical 2X
Education 2X
Others 1X
The list of rewards on different categories:
Spend Category Clothing
Multiplier 5X
Spend Category Dining
Multiplier 5X
Spend Category E-Commerce
Multiplier 5X
Spend Category Transport
Multiplier 5X
Spend Category Insurance
Multiplier 2X
Spend Category Medical
Multiplier 2X
Spend Category Education
Multiplier 2X
Spend Category Others
Multiplier 1X

How to redeem rewards points

three ladies are making payments with their credit cards; image used for HSBC Sri Lanka Credit Cards Rewards

Rewards partners

Redeem your rewards points at our partner merchant outlets islandwide with absolute convenience. Simply walk in to an outlet and redeem your points to shop to your heart's content.

How to redeem rewards

Redemption has never been this exciting! Once you accumulate 4000 Rewards points, they can be redeemed at a wide network of over 1000 partner outlets instantly, converted to Star Points or converted to air miles with our Mileage partner programmes once you accumulate 5000 Rewards points. Enjoy the convenience of instantly redeeming your rewards at any of our rewards partner outlets across the island. All you have to do is simply walk into any of our rewards partner outlets and swipe your card to enjoy shopping, dining and travel absolutely free, with our compliments.

Redeem more on the go!

In addition to redeeming at merchant locations, with the “Redeem4Cash” option, you can now redeem your HSBC Rewards points from wherever you are. 

Now you are spoiled for choice and can redeem at more redemption partners via this online channel.
STEP 1 Pay with your HSBC Rewards or Premier credit card at a Rewards redemption partner of your choice* 
STEP 2 Log on to www.hsbc.lk/redeem and request to “Redeem4Cash”
STEP 3 Within 14** bank working days , the bank will check the transaction and credit your card 
Now you are spoiled for choice and can redeem at more redemption partners via this online channel.
STEP 1 STEP 2
Pay with your HSBC Rewards or Premier credit card at a Rewards redemption partner of your choice*  Log on to www.hsbc.lk/redeem and request to “Redeem4Cash”
STEP 1 STEP 3
Pay with your HSBC Rewards or Premier credit card at a Rewards redemption partner of your choice*  Within 14** bank working days , the bank will check the transaction and credit your card 

*visit www.hsbc.lk/hotspots and get to know our redemption partners

**This is to allow enough time for the merchant to process the transaction so it appears in our systems 

Rewards points redemption ratio
Product
Redeem at Redemption Partners (ratio)
Premier Card
1:1
Rewards Card
3:1
Rewards points redemption ratio
Product
Premier Card
Redeem at Redemption Partners (ratio)
1:1
Product
Rewards Card
Redeem at Redemption Partners (ratio)
3:1
couple at the airport with luggage; image used for HSBC Credit Card Rewards Page

Convert to Air Miles

What's more, as an HSBC Premier or Rewards credit cardholder you can also enroll for our Mileage Rewards to enjoy the benefits of our Air miles transfer Programmes. 

dialog star points logo; image used for HSBC Sri Lanka Credit Cards Rewards

Dialog Star Points

  • To convert your Dialog Star Points to HSBC Rewards Points , where 1 Star Point will give you 1 Rewards point, all you have to do is type <HSBC>space<credit card number>space<point(s) amount> and SMS to 141.
  • While HSBC Premier cardholders can convert 1 reward point for LKR1, all other cardholders can convert 3 rewards points into 1 Star Point.
  • To convert your HSBC Rewards Points to Dialog Star Points please call the HSBC Call Centre.

Mileage benefits

Convert your rewards to miles and enjoy the freedom to fly around the world for free with any of our mileage partners Frequent Flyer programmes!

This is an exclusive benefit extended to our HSBC Premier and Rewards cardholders. Simply register your Frequent Flyer membership number with us and start enjoying free flights, upgrades and much more with your preferred airline. Once you accumulate 5000 Rewards points, you can choose to convert your Rewards points to air miles. For HSBC Premier and Rewards Credit Cards 5 points will give you 1 air mile.

Convert your credit card points into miles.
Product Miles Conversion Ratio
Premier (Special Credit Card for balances over LKR25 Million) 1 point = 1Mile
Premier 5 points = 1Mile
Reward 5 points = 1Mile
Convert your credit card points into miles.
Product Premier (Special Credit Card for balances over LKR25 Million)
Miles Conversion Ratio 1 point = 1Mile
Product Premier
Miles Conversion Ratio 5 points = 1Mile
Product Reward
Miles Conversion Ratio 5 points = 1Mile

*We need 14 bank working days to liaise with the Airline and transfer your Reward points to Air miles.

*Please submit your Air miles conversion request conveniently via www.hsbc.lk/redeem.

Contact us to understand more about our rewards scheme

Our rewards scheme is merely a token gesture of our appreciation to you. We hope you enjoy the new scheme and indulge in the benefits offered through the programme. To enroll call us on the numbers specified below between 7:00 am to 9:00 pm:

Rewards validity

Rewards points earned in a particular year will expire after 2 years from the card renewal month on the last working day (card renewal month being the month on which annual fees is charged to the card).

Members of Mileage Benefits Program

Frequently asked questions

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