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HSBC Credit Card Rewards

A world of rewards

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Tailored to enhance your lifestyle, rewards brings with it a world of privileges that let you indulge in the life you so richly deserve. With Rewards points, you get to indulge in a host of offers. So whether you're travelling the world, dining on exotic cuisine, shopping to your heart's content or relaxing in style, our largest redemption network lets you enjoy it all, absolutely free!

Ways to earn rewards

How to redeem rewards points

Rewards validity

FAQs for Credit Card Rewards

How to earn rewards

To automatically earn rewards all you have to do is swipe your HSBC credit card for all your transactions. For every purchase of Rs.100/- on your HSBC credit card, you earn 1 Rewards point, this is irrespective if you are registered for Mileage Rewards or not.

You can also convert your Dialog Star Points to Rewards where 1 Star Point will give you 1 Rewards point. All you have to do is type <HSBC>space<credit card number>space<point(s) amount> and SMS to 141.

Rewards Multipliers

hsbc premier credit card;image used for HSBC Credit Card Rewards page

HSBC Premier Credit Cards

HSBC Premier credit cardholders can now earn two times (2x) rewards for their overseas merchant transactions for a total minimum spend of Rs. 200,000 or more. Maximum points that can be earned per month is 5000.

Rewards Credit Card;image used for HSBC Credit Card Rewards page

Rewards Credit Card

HSBC VISA Signature Credit Cards will earn five times (5X) rewards multipliers on the below specified categories.

HSBC Advance Platinum Credit Card;image used for HSBC Credit Card Rewards page

Advance Platinum Credit Cards

Advance Platinum credit cards will earn five times (5X) rewards multipliers on the below specified categories.

The list of rewards on different categories:
Spend Category Multiplier
Clothing 5X
Dining 5X
E-Commerce 5X
Transport
5X
Insurance 2X
Medical 2X
Education 2X
Others 1X
The list of rewards on different categories:
Spend Category Clothing
Multiplier 5X
Spend Category Dining
Multiplier 5X
Spend Category E-Commerce
Multiplier 5X
Spend Category Transport
Multiplier 5X
Spend Category Insurance
Multiplier 2X
Spend Category Medical
Multiplier 2X
Spend Category Education
Multiplier 2X
Spend Category Others
Multiplier 1X

How to redeem rewards points

three ladies are making payments with their credit cards; image used for HSBC Sri Lanka Credit Cards Rewards

Rewards partners

Redeem your rewards points at our partner merchant outlets islandwide with absolute convenience. Simply walk in to an outlet and redeem your points to shop to your heart's content.

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Convert to Air Miles

What's more, as an HSBC credit cardholder you can also enroll for our Mileage Rewards programme at an annual fee of LKR1,000 to enjoy the benefits of our Miles transfer Programmes. For our HSBC Premier, HSBC Advance, Reward credit cardholders we take pleasure in waiving off the annual fee and offer you Mileage Rewards at no extra cost.

dialog star points logo; image used for HSBC Sri Lanka Credit Cards Rewards

Dialog Star Points

  • To convert your Dialog Star Points to HSBC Rewards Points , where 1 Star Point will give you 1 Rewards point, all you have to do is type <HSBC>space<credit card number>space<point(s) amount> and SMS to 141.
  • While HSBC Premier cardholders can convert 1 reward point for LKR1, all other cardholders can convert 3 rewards points into 1 Star Point.
  • To convert your HSBC Rewards Points to Dialog Star Points please call the HSBC Call Centre.

Mileage benefits

Convert your rewards to miles and enjoy the freedom to fly around the world for free with any of our mileage partners Frequent Flyer programmes!

This is an exclusive benefit extended to our HSBC Premier and Rewards cardholders. Simply register your Frequent Flyer membership number with us and start enjoying free flights, upgrades and much more with your preferred airline. Once you accumulate 5000 Rewards points, you can choose to convert your Rewards points to air miles. For HSBC Premier, 2 Rewards points give you 1 air mile & for the HSBC Rewards Credit Card 5 Rewards points give you 1 Mile.

Convert your credit card points into miles.
Product Miles Conversion Ratio
Premier 2 point = 1Mile
Reward 5 point = 1Mile
Advance 5 points = 1Mile
Convert your credit card points into miles.
Product Premier
Miles Conversion Ratio 2 point = 1Mile
Product Reward
Miles Conversion Ratio 5 point = 1Mile
Product Advance
Miles Conversion Ratio 5 points = 1Mile

Contact us to understand more about our rewards scheme

Our rewards scheme is merely a token gesture of our appreciation to you. We hope you enjoy the new scheme and indulge in the benefits offered through the programme. To enroll call us on the numbers specified below:

Rewards validity

Rewards points earned in a particular year will expire after 2 years from the card renewal month on the last working day (card renewal month being the month on which annual fees is charged to the card).

Members of Mileage Benefits Program

Frequently asked questions

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