Card Instalment Plan

A wide range of merchants offer 0% card instalment plans for HSBC credit cards.

At the point of purchase you will be required to sign a regular sales slip for the total value of the purchase and a simple instalment agreement indicating your choice of instalment plan.

You can buy more than one item on each instalment plan. Please note that the minimum value on each individual plan should be LKR10,000 while the maximum total value is up to LKR500,000 within your credit limit.

Please note that that the 0% Card instalment facility will be offered by the merchant for a selected range of products.

That's easy. Each time you purchase item(s) through the instalment plan, your available balance in the credit card account will be reduced by an amount equal in value to your purchase. However, with every monthly instalment you settle, your available balance will increase by that amount.

Your credit card statement will help you keep track of your payments. The monthly instalment amount will be reflected in your credit card statement along with the name of the merchant and the instalment number payable during that month.

You have a choice!

You can either pay your monthly instalment before the date of the statement 

or 

The total credit card outstanding by the payment due date. You also have the choice of paying the minimum 4% due on the total outstanding balance by the payment due date and carrying forward the balance which will be subject to the regular interest charged on a credit card account.

Please refer to the general terms and conditions