Card Instalment Plan

HSBC LK
Credit cards
Features
Card Instalment Plan

HSBC Card Instalment Plan

Buy what you desire with your HSBC credit card and pay for it in equal monthly instalments.

Don't miss this exciting chance to enjoy the HSBC Card Instalment Plan:

Apply Today this will go down to the corresponding section to apply to the HSBC card instalment plan

Check eligibility criteria this will go down to the corresponding section

Benefits

Earn HSBC Rewards Points
Buy more than one item on each instalment plan

Please note that the minimum value on each individual plan should be LKR10,000 while the maximum total value is up to LKR500,000 within your credit limit.
No added charges

No handling fee or penalty fee, should you decide to settle the balance in full.

Eligibility criteria

All HSBC Credit Cardholders (excluding Corporate Credit Cardholders) are eligible to take up this offer.

Apply by phone

Call us on: +94 11 447 2200

Frequently asked questions

A wide range of merchants offer 0% card instalment plans for HSBC credit cards.

At the point of purchase you will be required to sign a regular sales slip for the total value of the purchase and a simple instalment agreement indicating your choice of instalment plan.

You can buy more than one item on each instalment plan. Please note that the minimum value on each individual plan should be LKR10,000 while the maximum total value is up to LKR500,000 within your credit limit.

Please note that that the 0% Card instalment facility will be offered by the merchant for a selected range of products.

That's easy. Each time you purchase item(s) through the instalment plan, your available balance in the credit card account will be reduced by an amount equal in value to your purchase. However, with every monthly instalment you settle, your available balance will increase by that amount.

Your credit card statement will help you keep track of your payments. The monthly instalment amount will be reflected in your credit card statement along with the name of the merchant and the instalment number payable during that month.

You have a choice!

You can either pay your monthly instalment before the date of the statement; OR
The total credit card outstanding by the payment due date. You also have the choice of paying the minimum 4% due on the total outstanding balance by the payment due date and carrying forward the balance which will be subject to the regular interest charged on a credit card account.

Please refer to the general terms and conditions