Top of main content

Cut Off Time

Online Banking Payment Cut Off Times

Function Processing
Transfer Within Own Accounts in HSBC Immediate
Transfer to Third Party Accounts in HSBC Immediate
Transfers to Own or Third Party Credit Cards in HSBC Same Day1
Transfer to Local Banks (SLIPS)   
Same day4
Transfer to Local Banks - Instant transfer (CEFTS) Immediate
Transfer to Overseas Banks (TT) Two working days2
Cashiers Orders Same Day2
Demand Drafts Same Day2
Bill Payments Same Day3
Stopped Cheque Immediate
Cheque Book Order Following Working Day
Request Replacement PIN Following Working Day
Previous Statement Request - Current Year Two Working Day2
Previous Statement Request - Previous Years Two Working Days2
Setting Up Standing Instructions Same Day2
Electronic Standing Instructions for local bank transfers(set up via Personal Internet Banking) After 4:30 pm on the Standing Instructions(SI) due date5

Online Banking Payment Cut Off Times

Function Transfer Within Own Accounts in HSBC
Processing
Immediate
Function Transfer to Third Party Accounts in HSBC
Processing
Immediate
Function Transfers to Own or Third Party Credit Cards in HSBC
Processing
Same Day1
Function Transfer to Local Banks (SLIPS)   
Processing
Same day4
Function Transfer to Local Banks - Instant transfer (CEFTS)
Processing
Immediate
Function Transfer to Overseas Banks (TT)
Processing
Two working days2
Function Cashiers Orders
Processing
Same Day2
Function Demand Drafts
Processing
Same Day2
Function Bill Payments
Processing
Same Day3
Function Stopped Cheque
Processing
Immediate
Function Cheque Book Order
Processing
Following Working Day
Function Request Replacement PIN
Processing
Following Working Day
Function Previous Statement Request - Current Year
Processing
Two Working Day2
Function Previous Statement Request - Previous Years
Processing
Two Working Days2
Function Setting Up Standing Instructions
Processing
Same Day2
Function Electronic Standing Instructions for local bank transfers(set up via Personal Internet Banking)
Processing
After 4:30 pm on the Standing Instructions(SI) due date5
  1. Payment will be updated under “Available credit” of the cardholders’ credit card account, real time. Payment history (“Posting date”) and the credit card “Balance” will be updated by the following working day. Payments made up to 5:30 pm on due dates will be credited to the Cardholders’ credit card account as a same day payment. “Posting date” of payments made during bank holidays or weekends, will appear as the following working day.
  2. Subject to instructions being received by 4:00 pm on working days.
  3. Note that the Bank will not be responsible for any delay on the part of the utility company updating their records.
  4. Subject to instructions being received by 1:00 pm on working days.
    Incomplete payment instructions will be referred for manual processing and will not be processed immediately.
  5. The payment will be updated on the next bank working day.
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.