If you have debt, then you are not alone. However, you can be in debt yet still be financially healthy. The key to debt is only to borrow what you can afford to pay back comfortably.
Excessive borrowing is any amount of debt that you can't comfortably manage. There are several signs to look out for to ensure you don't excessively borrow:
Now that you know signs of a potential debit problem caused by excessive borrowing, its important to reflect where you stand and seek professional advice to help you improve.