Contactless

You can use your contactless card to make payments of up to LKR 25000 wherever you see the contactless symbol.

Yes, you can use your contactless card abroad. Contactless transactions will be accepted wherever the contactless symbol is displayed.

Please be aware that the contactless transaction limit of LKR 25000 may vary depending on local limits (may be more or less).

Yes. Contactless uses the latest secure encryption technology (same as Chip) so you can feel confident when you pay.

Contactless only works when a card is close to the card reader. This makes it virtually impossible for your details to be intercepted when you make a payment. Each card reader also contains security technology based on industry-wide standards.

As contactless card readers can only make one transaction at a time, you can be sure that payments will only be taken once from your account. You also can't make a contactless payment just by walking past a reader. The retailer must have entered the amount for you to approve first, and then you have to hold your card within a couple of centimetres of the terminal for longer than half a second.

For security, LKR 25000 is the maximum amount allowed for a single transaction in Sri Lanka.

If your card is lost or stolen, you're protected against fraud loss providing you take the kind of precautions we recommend and let us know as soon as you realise it's gone.

It's always a good idea to take your contactless card out of your wallet to touch the reader - this will make sure the right card is debited. If you have multiple cards in your wallet or purse, the card read by the reader and the account charged may not necessarily be the one you intended.

The reader will only read one card. If you place two cards on the reader, it will show a red light to tell you that the payment has not completed.

You should notify us as soon as possible by calling us:

HSBC Premier customers on: +94 11 44 72 272.

HSBC Advance customers on: +94 11 44 72 243.

HSBC Rewards Credit Card on: +94 11 44 72 275.

HSBC Platinum customers on: +94 11 44 72 242.

Corporate Customer Service Hotline: +94 11 44 72 224.

Calls may be monitored and/or recorded for security and service improvement purposes.

If anyone has fraudulently used your contactless card to make a transaction, as long as you have kept your details safe, you will not be responsible for any losses incurred.