Turn your house into a home
Choose from a range of mortgage facilities designed to help you achieve the ambitions you have for your family. No matter if you're a first-time home buyer, thinking of investing in a second home, looking to refinance an existing loan with another bank or take a loan against your existing property to help fund your children's overseas education, we've got you covered.
Buying a home
Let us help you get started with becoming a homeowner.
Investing in another home
See how we can support your investment in a second home.
Refinancing your mortgage
Lighten your burden, enjoy additional savings and other benefits by refinancing your mortgage with us.
Getting a loan against your property
Find out how this option can help you to access funds to further your child's overseas education.
Higher loan amount up to LKR 100 Million
Flexible repayment period of up to 30 years
Faster approval with a dedicated Relationship Manager to assist in the entire journey
Buying a home?
Get facts and figures on your monthly mortgage repayments quickly with our calculator.
Mortgage Loan rate tenors
Quarterly fixed rate
Annual fixed rate
5 years fixed rate
5 years fixed regulated circular rate
Note: Rates and rate types are subject to change based on prevailing market rates and regulatory directions.
The documents you need to provide will depend on the type of loan you're applying for. Please get in touch with your Relationship Manager who will be able to help you with the loan application process.
Eligibility for an HSBC Premier Mortgage Loan
You're eligible to apply for an HSBC Premier Mortgage if you are:
- an existing HSBC Premier customer
- a Sri Lankan national residing in Sri Lanka
- aged between 23 and 60 ( up to 65 years for government sector employees )
- earning a monthly net remuneration of at least LKR435,000** (net salary and fixed allowances), and you're able to meet the repayment commitment
** Your salary must be remitted into an HSBC account. Please refer to the criteria for HSBC Premier.
Apply for an HSBC Premier Mortgage Loan
Please complete your details for us to get in touch with you.
Call us on + 94 11 447 2272
Apply in branch
You can also download an application form and fill it in before coming to the branch.
Join HSBC Premier today
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