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HSBC Premier Mortgage Loan

Supporting your property goals and ambitions.

Turn your house into a home

Choose from a range of mortgage facilities designed to help you achieve the ambitions you have for your family. No matter if you're a first-time home buyer, thinking of investing in a second home, looking to refinance an existing loan with another bank or take a loan against your existing property to help fund your children's overseas education, we've got you covered.

Buying a home

Let us help you get started with becoming a homeowner.

Investing in another home

See how we can support your investment in a second home.

Refinancing your mortgage

Lighten your burden, enjoy additional savings and other benefits by refinancing your mortgage with us.

Getting a loan against your property

Find out how this option can help you to access funds to further your child's overseas education.

  • Special introductory offer of a fixed interest rate of 7% p.a. for 5 years across all mortgage segments

  • Higher loan amount up to LKR 100 Million

  • Flexible repayment period of up to 30 years

  • Faster approval with a dedicated Relationship Manager to assist in the entire journey

Mortgage Loan repayment calculator

Get facts and figures on your monthly mortgage repayments quickly with our calculator.

Mortgage Loan rate tenors

Choose from available interest rate tenors to suit your needs.

  • Quarterly fixed rate

  • Annual fixed rate

  • 5 years fixed rate

  • 5 years fixed regulated circular rate

Note: Rates and rate types are subject to change based on prevailing market rates and regulatory directions.

Required documents

The documents you need to provide will depend on the type of loan you're applying for. Please get in touch with your Relationship Manager who will be able to help you with the loan application process.

Eligibility for an HSBC Premier Mortgage Loan

You're eligible to apply for an HSBC Premier Mortgage if you are:

  • an existing HSBC Premier customer
  • a Sri Lankan national residing in Sri Lanka
  • aged between 23 and 55 (or up to 60 years old if you can provide employment confirmation)
  • earning a monthly net remuneration of at least LKR435,000** (net salary and fixed allowances), and you're able to meet the repayment commitment

** Your salary must be remitted into an HSBC account. Please refer to the criteria for HSBC Premier.

Apply for an HSBC Premier Mortgage Loan

Contact Us

Call us on + 94 11 447 2272

Join HSBC Premier today

Open an account with us from the safety and comfort of home. You can sign your account opening documents securely on any device, at any time and from anywhere with Livesign.

HSBC Livesign is powered by Adobe, a cloud-based service that replaces the ink and paper-based signature process with a fully automated electronic one.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.